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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,547 | $114,119-24.2% | $107,187-19.3% | $138,895-37.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 16.56% | 273.21%-256.6pp | 204.55%-188.0pp | 145.39%-128.8pp |
| Employer contribution / active EE | $2,298 | $4,059-43.4% | $3,782-39.3% | $4,194-45.2% |
| Participant deferral / active EE | $4,343 | $5,538-21.6% | $5,096-14.8% | $6,396-32.1% |
| Admin fee / account holder | $501 | $10,024-95.0% | $9,162-94.5% | $12,562-96.0% |