Retirement plan

MONTANA CONTRACTORS ASSOC., INC. 401(K) RETIREMENT PLAN & TRUST

Name: RIVERSIDE SAND & GRAVEL, INC. - MONTANA CONTRACTORS ASSOC., INC. 401(K) RETIREMENT PLAN & TRUST (2024) Form 5500
Creator: RIVERSIDE SAND & GRAVEL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MONTANA CONTRACTORS ASSOC., INC. 401(K) RETIREMENT PLAN & TRUST, RIVERSIDE SAND & GRAVEL, INC.

RIVERSIDE SAND & GRAVEL, INC.EIN 01-0878149Plan #002PY 2024

5571 ALLOY SOUTH - MISSOULA, MT 59808406-256-0555

Other plans on this EIN

1 filing

#001Retirement-$363K assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$207K

+13.8% from 2023

Total participants

0.0% from 2023

Average account balance

$29,540

+13.8% from 2023

Annual return

13.83%

-5.30 pp from 2023

Benchmarks

See 54,965 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort54,965 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$207K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$30K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.83%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$183

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$1K

Other / not subdivided$1K100.0%

% of EOY assets

0.619%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$29,540

$111,814-73.6%

$103,374-71.4%

$145,959-79.8%

Participation rate

0.0%

77.9%-77.9pp

74.5%-74.5pp

80.3%-80.3pp

Annual return

13.83%

24.77%-10.9pp

24.89%-11.1pp

561.95%-548.1pp

Employer contribution / active EE

$4,214-100.0%

$3,869-100.0%

$4,661-100.0%

Participant deferral / active EE

$5,618-100.0%

$5,058-100.0%

$6,689-100.0%

Admin fee / account holder

$183

$9,754-98.1%

$8,394-97.8%

$13,398-98.6%

MONTANA CONTRACTORS ASSOC., INC. 401(K) RETIREMENT PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MONTANA CONTRACTORS ASSOC., INC. 401(K) RETIREMENT PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion