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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $7,908 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,989 | $29,507-72.9% | $56,025-85.7% | $77,762-89.7% |
| Participation rate | 28.8% | 32.7%-3.9pp | 52.5%-23.7pp | 70.6%-41.8pp |
| Annual return | 16.75% | 18.90%-2.1pp | 1712.69%-1695.9pp | 31.27%-14.5pp |
| Employer contribution / active EE | $312 | $570-45.2% | $1,042-70.0% | $2,728-88.6% |
| Participant deferral / active EE | $1,063 | $1,062+0.1% | $1,955-45.6% | $4,651-77.1% |
| Admin fee / account holder | $45 | $1,041-95.7% | $2,828-98.4% | $433-89.6% |