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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,877 | $110,410-43.1% | $102,437-38.6% | $145,897-56.9% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 13.07% | 24.85%-11.8pp | 24.95%-11.9pp | 552.29%-539.2pp |
| Employer contribution / active EE | $4,024 | $4,217-4.6% | $3,871+4.0% | $4,663-13.7% |
| Participant deferral / active EE | $10,832 | $5,622+92.7% | $5,060+114.1% | $6,689+61.9% |
| Admin fee / account holder | $487 | $9,745-95.0% | $8,388-94.2% | $13,390-96.4% |