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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,877 | $111,814-43.8% | $103,374-39.2% | $145,959-56.9% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 13.07% | 24.77%-11.7pp | 24.89%-11.8pp | 561.95%-548.9pp |
| Employer contribution / active EE | $4,024 | $4,214-4.5% | $3,869+4.0% | $4,661-13.7% |
| Participant deferral / active EE | $10,832 | $5,618+92.8% | $5,058+114.2% | $6,689+62.0% |
| Admin fee / account holder | $487 | $9,754-95.0% | $8,394-94.2% | $13,398-96.4% |