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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,886 | $29,667+236.7% | $56,441+77.0% | $80,874+23.5% |
| Participation rate | 72.4% | 41.7%+30.7pp | 52.5%+19.9pp | 67.6%+4.8pp |
| Annual return | 12.77% | 35.22%-22.5pp | 1704.21%-1691.4pp | 35.62%-22.8pp |
| Employer contribution / active EE | $1,392 | $669+107.9% | $1,039+34.0% | $2,756-49.5% |
| Participant deferral / active EE | $4,115 | $1,227+235.5% | $1,953+110.7% | $4,297-4.2% |
| Admin fee / account holder | $3,934 | $2,429+61.9% | $2,829+39.0% | $6,935-43.3% |