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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,886 | $29,733+235.9% | $56,025+78.3% | $80,959+23.4% |
| Participation rate | 72.4% | 41.7%+30.7pp | 52.5%+19.9pp | 67.7%+4.7pp |
| Annual return | 12.77% | 35.28%-22.5pp | 1712.69%-1699.9pp | 35.67%-22.9pp |
| Employer contribution / active EE | $1,392 | $672+107.2% | $1,042+33.6% | $2,757-49.5% |
| Participant deferral / active EE | $4,115 | $1,229+234.7% | $1,955+110.6% | $4,300-4.3% |
| Admin fee / account holder | $3,934 | $2,434+61.6% | $2,828+39.1% | $6,925-43.2% |