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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,186 | $102,385+13.5% | $147,080-21.0% | $80,935+43.6% |
| Participation rate | 74.1% | 75.9%-1.8pp | 82.2%-8.1pp | 67.7%+6.4pp |
| Annual return | 10.98% | 135.09%-124.1pp | 420.17%-409.2pp | 35.66%-24.7pp |
| Employer contribution / active EE | $4,349 | $3,717+17.0% | $4,933-11.9% | $2,757+57.7% |
| Participant deferral / active EE | $784 | $6,651-88.2% | $8,066-90.3% | $4,299-81.8% |
| Admin fee / account holder | $554 | $7,951-93.0% | $12,989-95.7% | $6,924-92.0% |