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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,599 | $111,535+35.0% | $105,223+43.1% | $137,256+9.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 14.72% | 237.85%-223.1pp | 180.65%-165.9pp | 220.34%-205.6pp |
| Employer contribution / active EE | $3,472 | $3,939-11.9% | $3,689-5.9% | $4,156-16.5% |
| Participant deferral / active EE | $6,089 | $5,500+10.7% | $5,072+20.1% | $6,407-5.0% |
| Admin fee / account holder | $2,819 | $9,721-71.0% | $8,859-68.2% | $12,270-77.0% |