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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,599 | $129,737+16.1% | $119,126+26.4% | $154,746-2.7% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 14.72% | 379.08%-364.4pp | 282.11%-267.4pp | 172.34%-157.6pp |
| Employer contribution / active EE | $3,472 | $4,375-20.6% | $4,034-13.9% | $4,379-20.7% |
| Participant deferral / active EE | $6,089 | $5,842+4.2% | $5,318+14.5% | $6,730-9.5% |
| Admin fee / account holder | $2,819 | $11,961-76.4% | $10,693-73.6% | $14,365-80.4% |