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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC2 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $35,756 |
Service code 37 · EIN 04-2647786 | Loan Processing | $13,479 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,137 | $78,015+133.5% | $178,505+2.0% | $80,959+125.0% |
| Participation rate | 94.8% | 65.7%+29.2pp | 77.1%+17.7pp | 67.7%+27.2pp |
| Annual return | 8.92% | 18.10%-9.2pp | 27.16%-18.2pp | 35.67%-26.7pp |
| Employer contribution / active EE | $19,090 | $2,281+736.8% | $3,955+382.7% | $2,757+592.4% |
| Participant deferral / active EE | $0 | $4,406-100.0% | $6,280-100.0% | $4,300-100.0% |
| Admin fee / account holder | $432 | $7,160-94.0% | $10,428-95.9% | $6,925-93.8% |