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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,510 | $160,070-87.8% | $147,117-86.7% | $145,897-86.6% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 15.41% | 98.69%-83.3pp | 420.54%-405.1pp | 552.29%-536.9pp |
| Employer contribution / active EE | $3,965 | $5,285-25.0% | $4,932-19.6% | $4,663-15.0% |
| Participant deferral / active EE | $5,183 | $8,419-38.4% | $8,065-35.7% | $6,689-22.5% |
| Admin fee / account holder | $2,953 | $15,035-80.4% | $12,993-77.3% | $13,390-77.9% |