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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,245 | $156,398-81.3% | $147,318-80.1% | $138,895-78.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 23.60% | 78.75%-55.1pp | 70.43%-46.8pp | 145.39%-121.8pp |
| Employer contribution / active EE | $5,396 | $4,853+11.2% | $4,593+17.5% | $4,194+28.7% |
| Participant deferral / active EE | $12,015 | $8,237+45.9% | $7,906+52.0% | $6,396+87.9% |
| Admin fee / account holder | $508 | $14,976-96.6% | $13,708-96.3% | $12,562-96.0% |