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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,059 | $81,358+123.8% | $155,556+17.0% | $80,959+124.9% |
| Participation rate | 80.8% | 66.3%+14.5pp | 78.2%+2.5pp | 67.7%+13.1pp |
| Annual return | 15.89% | 33.39%-17.5pp | 64.84%-48.9pp | 35.67%-19.8pp |
| Employer contribution / active EE | $0 | $3,106-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $6,602 | $3,455+91.1% | $5,631+17.2% | $4,300+53.5% |
| Admin fee / account holder | $2,188 | $7,994-72.6% | $15,885-86.2% | $6,925-68.4% |