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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,505 | $90,400+68.7% | $186,193-18.1% | $87,485+74.3% |
| Participation rate | 41.9% | 66.2%-24.3pp | 77.1%-35.2pp | 68.9%-27.0pp |
| Annual return | 15.28% | 22.15%-6.9pp | 78.03%-62.8pp | 26.06%-10.8pp |
| Employer contribution / active EE | $1,264 | $2,170-41.7% | $3,918-67.7% | $2,596-51.3% |
| Participant deferral / active EE | $2,629 | $4,330-39.3% | $6,513-59.6% | $4,274-38.5% |
| Admin fee / account holder | $1,073 | $8,673-87.6% | $11,058-90.3% | $7,775-86.2% |