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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,955 | $78,015+83.2% | $178,505-19.9% | $80,959+76.6% |
| Participation rate | 37.9% | 65.7%-27.7pp | 77.1%-39.2pp | 67.7%-29.7pp |
| Annual return | 15.24% | 18.10%-2.9pp | 27.16%-11.9pp | 35.67%-20.4pp |
| Employer contribution / active EE | $1,492 | $2,281-34.6% | $3,955-62.3% | $2,757-45.9% |
| Participant deferral / active EE | $2,725 | $4,406-38.2% | $6,280-56.6% | $4,300-36.6% |
| Admin fee / account holder | $13,610 | $7,160+90.1% | $10,428+30.5% | $6,925+96.5% |