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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,245 | $99,995+46.3% | $85,063+71.9% | $145,978+0.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 14.58% | 83.99%-69.4pp | 66.54%-52.0pp | 550.52%-535.9pp |
| Employer contribution / active EE | $9,453 | $3,231+192.6% | $2,727+246.6% | $4,662+102.8% |
| Participant deferral / active EE | $10,700 | $5,295+102.1% | $4,523+136.6% | $6,690+60.0% |
| Admin fee / account holder | $1,238 | $7,255-82.9% | $6,155-79.9% | $13,400-90.8% |