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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,016 | $105,284-63.9% | $150,734-74.8% | $94,015-59.6% |
| Participation rate | 50.0% | 71.7%-21.7pp | 78.4%-28.4pp | 70.8%-20.8pp |
| Annual return | 20.93% | 15.67%+5.3pp | 600.81%-579.9pp | 17.84%+3.1pp |
| Employer contribution / active EE | $1,409 | $3,599-60.8% | $4,918-71.3% | $2,790-49.5% |
| Participant deferral / active EE | $3,687 | $4,274-13.7% | $5,610-34.3% | $4,249-13.2% |
| Admin fee / account holder | $1,840 | $9,839-81.3% | $14,905-87.7% | $8,951-79.4% |