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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,016 | $89,259-57.4% | $107,187-64.5% | $82,637-54.0% |
| Participation rate | 50.0% | 67.9%-17.9pp | 75.0%-25.0pp | 68.1%-18.1pp |
| Annual return | 20.93% | 21.02%-0.1pp | 204.55%-183.6pp | 53.51%-32.6pp |
| Employer contribution / active EE | $1,409 | $3,080-54.2% | $3,782-62.7% | $2,552-44.8% |
| Participant deferral / active EE | $3,687 | $4,037-8.7% | $5,096-27.7% | $4,126-10.7% |
| Admin fee / account holder | $1,840 | $7,381-75.1% | $9,162-79.9% | $7,339-74.9% |