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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,363 | $183,592-79.1% | $155,567-75.3% | $145,959-73.7% |
| Participation rate | 40.0% | 82.7%-42.7pp | 78.2%-38.2pp | 80.3%-40.3pp |
| Annual return | 14.19% | 61.24%-47.0pp | 64.74%-50.5pp | 561.95%-547.8pp |
| Employer contribution / active EE | $17,298 | $5,315+225.5% | $4,674+270.1% | $4,661+271.1% |
| Participant deferral / active EE | $12,266 | $6,464+89.7% | $5,628+118.0% | $6,689+83.4% |
| Admin fee / account holder | $332,299 | $19,318+1620.1% | $15,916+1987.8% | $13,398+2380.2% |