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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,363 | $183,539-79.1% | $155,556-75.3% | $145,897-73.7% |
| Participation rate | 40.0% | 82.7%-42.7pp | 78.2%-38.2pp | 80.3%-40.3pp |
| Annual return | 14.19% | 61.31%-47.1pp | 64.84%-50.6pp | 552.29%-538.1pp |
| Employer contribution / active EE | $17,298 | $5,315+225.4% | $4,675+270.0% | $4,663+271.0% |
| Participant deferral / active EE | $12,266 | $6,467+89.7% | $5,631+117.8% | $6,689+83.4% |
| Admin fee / account holder | $332,299 | $19,275+1624.0% | $15,885+1991.9% | $13,390+2381.6% |