Retirement plan

KOERNER FORD OF SYRACUSE, INC. 401(K) PROFIT SHARING PLAN

Name: KOERNER FORD OF SYRACUSE, INC. - KOERNER FORD OF SYRACUSE, INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: KOERNER FORD OF SYRACUSE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, KOERNER FORD OF SYRACUSE, INC. 401(K) PROFIT SHARING PLAN, KOERNER FORD OF SYRACUSE, INC.

KOERNER FORD OF SYRACUSE, INC.EIN 01-0722091Plan #002PY 2025

805 W. GENESEE ST. - SYRACUSE, NY 13204315-474-4275koernerford.comLinkedIn11-50 employeesautomotive

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.5M

+9.3% from 2024

Total participants

0.0% from 2024

Average account balance

$72,132

+9.3% from 2024

Annual return

15.59%

+3.69 pp from 2024

Benchmarks

See 5,704 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort5,704 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.45M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$72K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

113.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$158K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.59%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$8818

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$300K

$9994 / participant

Other / not subdivided$300K100.0%

% of EOY assets

12.225%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$72,132

$74,535-3.2%

$100,712-28.4%

$82,637-12.7%

Participation rate

90.0%

61.2%+28.8pp

69.3%+20.7pp

68.1%+21.9pp

Annual return

15.59%

18.92%-3.3pp

33.27%-17.7pp

53.51%-37.9pp

Employer contribution / active EE

$1,932

$1,503+28.6%

$2,313-16.4%

$2,552-24.3%

Participant deferral / active EE

$3,321

$3,074+8.0%

$4,085-18.7%

$4,126-19.5%

Admin fee / account holder

$8,818

$6,576+34.1%

$9,256-4.7%

$7,339+20.2%

KOERNER FORD OF SYRACUSE, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

KOERNER FORD OF SYRACUSE, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion