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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,079 | $183,539+72.8% | $155,556+103.8% | $145,897+117.3% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 117.15% | 61.31%+55.8pp | 64.84%+52.3pp | 552.29%-435.1pp |
| Employer contribution / active EE | $13,068 | $5,315+145.9% | $4,675+179.5% | $4,663+180.3% |
| Participant deferral / active EE | $6,941 | $6,467+7.3% | $5,631+23.3% | $6,689+3.8% |
| Admin fee / account holder | $8,414 | $19,275-56.3% | $15,885-47.0% | $13,390-37.2% |