Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,231 | $58,311+87.3% | $81,882+33.4% | $80,959+34.9% |
| Participation rate | 22.5% | 63.5%-41.0pp | 72.4%-49.9pp | 67.7%-45.2pp |
| Annual return | 10.75% | 41.85%-31.1pp | 779.47%-768.7pp | 35.67%-24.9pp |
| Employer contribution / active EE | $977 | $2,347-58.4% | $2,916-66.5% | $2,757-64.6% |
| Participant deferral / active EE | $2,008 | $3,287-38.9% | $4,323-53.6% | $4,300-53.3% |
| Admin fee / account holder | $6,784 | $4,752+42.8% | $7,360-7.8% | $6,925-2.0% |