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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,668 | $124,425+3.4% | $112,040+14.8% | $137,256-6.3% |
| Participation rate | 87.5% | 79.3%+8.2pp | 76.5%+11.0pp | 80.0%+7.5pp |
| Annual return | 9.16% | 24.72%-15.6pp | 24.52%-15.4pp | 220.34%-211.2pp |
| Employer contribution / active EE | $7,769 | $3,411+127.7% | $2,954+163.0% | $4,156+86.9% |
| Participant deferral / active EE | $2,486 | $5,718-56.5% | $5,098-51.2% | $6,407-61.2% |
| Admin fee / account holder | $36,521 | $15,207+140.2% | $12,098+201.9% | $12,270+197.6% |