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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,097 | $183,592+96.7% | $155,574+132.1% | $145,877+147.5% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 14.72% | 61.37%-46.7pp | 64.87%-50.2pp | 551.28%-536.6pp |
| Employer contribution / active EE | $17,630 | $5,317+231.6% | $4,676+277.1% | $4,663+278.1% |
| Participant deferral / active EE | $11,246 | $6,466+73.9% | $5,629+99.8% | $6,691+68.1% |
| Admin fee / account holder | $127,386 | $19,316+559.5% | $15,914+700.5% | $13,402+850.5% |