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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,573 | $166,268-61.2% | $165,100-60.9% | $145,897-55.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 129.28% | 100.52%+28.8pp | 70.21%+59.1pp | 552.29%-423.0pp |
| Employer contribution / active EE | $5,078 | $5,284-3.9% | $4,348+16.8% | $4,663+8.9% |
| Participant deferral / active EE | $13,734 | $6,964+97.2% | $6,035+127.6% | $6,689+105.3% |
| Admin fee / account holder | $64,241 | $16,659+285.6% | $12,696+406.0% | $13,390+379.8% |