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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,686 | $110,137-68.5% | $161,149-78.5% | $82,637-58.0% |
| Participation rate | 72.3% | 72.4%0pp | 78.8%-6.5pp | 68.1%+4.3pp |
| Annual return | 16.14% | 20.69%-4.5pp | 21.16%-5.0pp | 53.51%-37.4pp |
| Employer contribution / active EE | $2,183 | $2,856-23.6% | $4,360-49.9% | $2,552-14.5% |
| Participant deferral / active EE | $4,356 | $4,575-4.8% | $6,153-29.2% | $4,126+5.6% |
| Admin fee / account holder | $1,888 | $9,467-80.1% | $15,194-87.6% | $7,339-74.3% |