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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,031 | $86,050+41.8% | $189,758-35.7% | $94,015+29.8% |
| Participation rate | 78.6% | 68.9%+9.7pp | 79.8%-1.2pp | 70.8%+7.8pp |
| Annual return | 17.28% | 17.77%-0.5pp | 52.62%-35.3pp | 17.84%-0.6pp |
| Employer contribution / active EE | $2,151 | $2,819-23.7% | $4,767-54.9% | $2,790-22.9% |
| Participant deferral / active EE | $4,333 | $3,349+29.4% | $5,856-26.0% | $4,249+2.0% |
| Admin fee / account holder | $1,236 | $6,627-81.4% | $20,388-93.9% | $8,951-86.2% |