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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,031 | $76,407+59.7% | $150,298-18.8% | $82,448+48.0% |
| Participation rate | 78.6% | 66.4%+12.2pp | 77.8%+0.8pp | 68.1%+10.5pp |
| Annual return | 17.28% | 39.99%-22.7pp | 62.79%-45.5pp | 41.64%-24.4pp |
| Employer contribution / active EE | $2,151 | $2,614-17.7% | $4,154-48.2% | $2,551-15.7% |
| Participant deferral / active EE | $4,333 | $3,214+34.8% | $5,453-20.5% | $4,139+4.7% |
| Admin fee / account holder | $1,236 | $6,352-80.5% | $14,116-91.2% | $7,234-82.9% |