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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,696 | $150,435-55.7% | $120,580-44.7% | $145,897-54.3% |
| Participation rate | 66.7% | 78.8%-12.1pp | 72.0%-5.3pp | 80.3%-13.6pp |
| Annual return | 11.67% | 154.60%-142.9pp | 107.48%-95.8pp | 552.29%-540.6pp |
| Employer contribution / active EE | $1,402 | $4,352-67.8% | $3,469-59.6% | $4,663-69.9% |
| Participant deferral / active EE | $2,312 | $6,174-62.5% | $4,995-53.7% | $6,689-65.4% |
| Admin fee / account holder | $760 | $12,182-93.8% | $9,418-91.9% | $13,390-94.3% |