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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,215 | $111,878-44.4% | $93,727-33.6% | $145,897-57.4% |
| Participation rate | 63.6% | 74.2%-10.6pp | 68.7%-5.1pp | 80.3%-16.7pp |
| Annual return | 14.71% | 204.28%-189.6pp | 133.83%-119.1pp | 552.29%-537.6pp |
| Employer contribution / active EE | $1,349 | $3,092-56.4% | $2,421-44.3% | $4,663-71.1% |
| Participant deferral / active EE | $7,471 | $4,920+51.8% | $4,417+69.1% | $6,689+11.7% |
| Admin fee / account holder | $6,020 | $10,256-41.3% | $8,292-27.4% | $13,390-55.0% |