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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,795 | $149,040-83.4% | $120,225-79.4% | $137,256-81.9% |
| Participation rate | 85.7% | 75.4%+10.3pp | 69.6%+16.1pp | 80.0%+5.8pp |
| Annual return | 19.52% | 605.68%-586.2pp | 439.23%-419.7pp | 220.34%-200.8pp |
| Employer contribution / active EE | $1,261 | $4,350-71.0% | $3,475-63.7% | $4,156-69.7% |
| Participant deferral / active EE | $2,072 | $4,655-55.5% | $3,999-48.2% | $6,407-67.7% |
| Admin fee / account holder | $924 | $6,348-85.4% | $5,696-83.8% | $12,270-92.5% |