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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP1 year Filed as: USI ADVISORS INC Service code 27 · EIN 06-1397347 | Advisory (Plan) | $8,425 |
THE VANGUARD GROUP, INC.8 years Service code 15 · EIN 23-1945930 | Recordkeeping | $2,205 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,231 | $54,558-20.8% | $76,002-43.1% | $74,546-42.0% |
| Participation rate | 57.6% | 60.3%-2.7pp | 69.1%-11.5pp | 67.2%-9.6pp |
| Annual return | 23.00% | 31.83%-8.8pp | 360.07%-337.1pp | 1366.03%-1343.0pp |
| Employer contribution / active EE | $2,099 | $1,778+18.1% | $2,688-21.9% | $2,624-20.0% |
| Participant deferral / active EE | $4,009 | $3,065+30.8% | $4,257-5.8% | $4,347-7.8% |
| Admin fee / account holder | $53 | $2,232-97.6% | $6,414-99.2% | $1,944-97.3% |