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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP1 year Filed as: USI ADVISORS INC Service code 27 · EIN 06-1397347 | Advisory (Plan) | $8,425 |
THE VANGUARD GROUP, INC.8 years Service code 15 · EIN 23-1945930 | Recordkeeping | $2,205 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,231 | $54,674-20.9% | $76,089-43.2% | $74,429-41.9% |
| Participation rate | 57.6% | 60.3%-2.8pp | 69.1%-11.5pp | 67.2%-9.7pp |
| Annual return | 23.00% | 31.89%-8.9pp | 360.94%-337.9pp | 1368.38%-1345.4pp |
| Employer contribution / active EE | $2,099 | $1,781+17.9% | $2,690-22.0% | $2,625-20.0% |
| Participant deferral / active EE | $4,009 | $3,071+30.6% | $4,259-5.9% | $4,348-7.8% |
| Admin fee / account holder | $53 | $2,238-97.6% | $6,418-99.2% | $1,944-97.3% |