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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,459 | $185,312+40.0% | $161,489+60.7% | $154,746+67.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 15.56% | 103.84%-88.3pp | 89.72%-74.2pp | 172.34%-156.8pp |
| Employer contribution / active EE | $11,917 | $4,769+149.9% | $4,268+179.2% | $4,379+172.1% |
| Participant deferral / active EE | $6,628 | $6,350+4.4% | $5,630+17.7% | $6,730-1.5% |
| Admin fee / account holder | $1,506 | $18,654-91.9% | $16,006-90.6% | $14,365-89.5% |