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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,596 | $112,729-79.1% | $98,716-76.1% | $137,256-82.8% |
| Participation rate | 77.3% | 74.2%+3.0pp | 69.3%+8.0pp | 80.0%-2.7pp |
| Annual return | 18.39% | 38.48%-20.1pp | 31.81%-13.4pp | 220.34%-201.9pp |
| Employer contribution / active EE | $784 | $2,725-71.2% | $2,279-65.6% | $4,156-81.1% |
| Participant deferral / active EE | $4,444 | $4,640-4.2% | $4,048+9.8% | $6,407-30.6% |
| Admin fee / account holder | $1,052 | $10,129-89.6% | $8,703-87.9% | $12,270-91.4% |