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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,303 | $110,337+20.8% | $102,383+30.2% | $145,877-8.6% |
| Participation rate | 88.9% | 77.9%+11.0pp | 74.5%+14.4pp | 80.3%+8.6pp |
| Annual return | 12.10% | 24.83%-12.7pp | 24.94%-12.8pp | 551.28%-539.2pp |
| Employer contribution / active EE | $2,119 | $4,216-49.7% | $3,870-45.3% | $4,663-54.6% |
| Participant deferral / active EE | $7,820 | $5,621+39.1% | $5,060+54.6% | $6,691+16.9% |
| Admin fee / account holder | $10,748 | $9,750+10.2% | $8,391+28.1% | $13,402-19.8% |