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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,346 | $106,749+31.5% | $145,433-3.5% | $82,448+70.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 17.14% | 27.59%-10.4pp | 66.58%-49.4pp | 41.64%-24.5pp |
| Employer contribution / active EE | $4,689 | $3,444+36.1% | $4,554+3.0% | $2,551+83.8% |
| Participant deferral / active EE | $8,334 | $6,519+27.8% | $7,897+5.5% | $4,139+101.3% |
| Admin fee / account holder | $1,575 | $8,390-81.2% | $13,129-88.0% | $7,234-78.2% |