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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,919 | $72,071-82.1% | $68,368-81.1% | $137,256-90.6% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.8%+1.2pp | 80.0%-5.0pp |
| Annual return | 10.38% | 353.14%-342.8pp | 292.57%-282.2pp | 220.34%-210.0pp |
| Employer contribution / active EE | $69 | $2,788-97.5% | $2,649-97.4% | $4,156-98.3% |
| Participant deferral / active EE | $1,963 | $4,410-55.5% | $4,123-52.4% | $6,407-69.4% |
| Admin fee / account holder | $8,048 | $5,336+50.8% | $5,150+56.3% | $12,270-34.4% |