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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,180 | $72,071+245.7% | $68,368+264.5% | $137,256+81.5% |
| Participation rate | 83.3% | 76.2%+7.1pp | 73.8%+9.6pp | 80.0%+3.4pp |
| Annual return | 16.55% | 353.14%-336.6pp | 292.57%-276.0pp | 220.34%-203.8pp |
| Employer contribution / active EE | $4,700 | $2,788+68.6% | $2,649+77.4% | $4,156+13.1% |
| Participant deferral / active EE | $15,422 | $4,410+249.7% | $4,123+274.1% | $6,407+140.7% |
| Admin fee / account holder | $1,474 | $5,336-72.4% | $5,150-71.4% | $12,270-88.0% |