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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,407 | $108,825+90.6% | $156,181+32.8% | $82,448+151.6% |
| Participation rate | 83.9% | 72.4%+11.6pp | 78.8%+5.1pp | 68.1%+15.9pp |
| Annual return | 30.91% | 20.59%+10.3pp | 64.87%-34.0pp | 41.64%-10.7pp |
| Employer contribution / active EE | $8,767 | $2,870+205.5% | $4,294+104.2% | $2,551+243.7% |
| Participant deferral / active EE | $3,038 | $4,577-33.6% | $6,132-50.5% | $4,139-26.6% |
| Admin fee / account holder | $66,728 | $9,341+614.4% | $14,586+357.5% | $7,234+822.4% |