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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,126 | $106,749+160.5% | $145,433+91.2% | $82,448+237.3% |
| Participation rate | 95.8% | 75.6%+20.2pp | 82.1%+13.7pp | 68.1%+27.8pp |
| Annual return | 18.64% | 27.59%-8.9pp | 66.58%-47.9pp | 41.64%-23.0pp |
| Employer contribution / active EE | $6,024 | $3,444+74.9% | $4,554+32.3% | $2,551+136.1% |
| Participant deferral / active EE | $12,351 | $6,519+89.5% | $7,897+56.4% | $4,139+198.4% |
| Admin fee / account holder | $587 | $8,390-93.0% | $13,129-95.5% | $7,234-91.9% |