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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,782 | $183,539+12.7% | $155,556+32.9% | $145,897+41.7% |
| Participation rate | 77.3% | 82.7%-5.4pp | 78.2%-1.0pp | 80.3%-3.0pp |
| Annual return | 9.44% | 61.31%-51.9pp | 64.84%-55.4pp | 552.29%-542.8pp |
| Employer contribution / active EE | $0 | $5,315-100.0% | $4,675-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $5,720 | $6,467-11.6% | $5,631+1.6% | $6,689-14.5% |
| Admin fee / account holder | $45,466 | $19,275+135.9% | $15,885+186.2% | $13,390+239.5% |