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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,599 | $57,119+9.6% | $85,187-26.5% | $80,935-22.7% |
| Participation rate | 37.5% | 56.4%-18.9pp | 67.5%-30.0pp | 67.7%-30.2pp |
| Annual return | 10.89% | 21.70%-10.8pp | 66.67%-55.8pp | 35.66%-24.8pp |
| Employer contribution / active EE | $1,715 | $1,802-4.8% | $2,732-37.2% | $2,757-37.8% |
| Participant deferral / active EE | $1,381 | $3,115-55.7% | $4,525-69.5% | $4,299-67.9% |
| Admin fee / account holder | $3,903 | $4,990-21.8% | $6,162-36.7% | $6,924-43.6% |