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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,286 | $166,268-54.1% | $165,100-53.8% | $145,897-47.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.81% | 100.52%-86.7pp | 70.21%-56.4pp | 552.29%-538.5pp |
| Employer contribution / active EE | $3,093 | $5,284-41.5% | $4,348-28.9% | $4,663-33.7% |
| Participant deferral / active EE | $5,532 | $6,964-20.6% | $6,035-8.3% | $6,689-17.3% |
| Admin fee / account holder | $2,710 | $16,659-83.7% | $12,696-78.7% | $13,390-79.8% |