Retirement plan

WOLCOTT BUILDERS, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Name: WOLCOTT BUILDERS, INC. - WOLCOTT BUILDERS, INC. 401(K) PROFIT SHARING PLAN AND TRUST (2025) Form 5500
Creator: WOLCOTT BUILDERS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WOLCOTT BUILDERS, INC. 401(K) PROFIT SHARING PLAN AND TRUST, WOLCOTT BUILDERS, INC.

WOLCOTT BUILDERS, INC.EIN 01-0547882Plan #002PY 2025

11 FELLER ROAD - RHINEBECK, NY 12572845-876-6575wolcottbuilders.comLinkedIn11-50 employeesconstruction

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$2.4M

+9.7% from 2024

Total participants

-10.5% from 2024

Average account balance

No prior year

Annual return

16.37%

+3.91 pp from 2024

Benchmarks

See 44,465 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort44,465 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.43M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$143K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

0.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$344K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$20K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.37%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2R3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$513K

$30165 / participant

Other / not subdivided$513K100.0%

% of EOY assets

21.076%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$111,535-100.0%

$105,223-100.0%

$137,256-100.0%

Participation rate

0.0%

78.1%-78.1pp

75.0%-75.0pp

80.0%-80.0pp

Annual return

16.37%

237.85%-221.5pp

180.65%-164.3pp

220.34%-204.0pp

Employer contribution / active EE

$14,873

$3,939+277.6%

$3,689+303.2%

$4,156+257.9%

Participant deferral / active EE

$5,368

$5,500-2.4%

$5,072+5.8%

$6,407-16.2%

Admin fee / account holder

$9,721-100.0%

$8,859-100.0%

$12,270-100.0%

WOLCOTT BUILDERS, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WOLCOTT BUILDERS, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion