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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,203 | $28,624+82.4% | $53,647-2.7% | $82,637-36.8% |
| Participation rate | 45.2% | 47.3%-2.1pp | 56.3%-11.1pp | 68.1%-22.9pp |
| Annual return | 15.23% | 664.98%-649.7pp | 358.33%-343.1pp | 53.51%-38.3pp |
| Employer contribution / active EE | $708 | $637+11.2% | $962-26.4% | $2,552-72.3% |
| Participant deferral / active EE | $1,656 | $1,196+38.5% | $1,813-8.6% | $4,126-59.9% |
| Admin fee / account holder | $15,929 | $2,022+687.9% | $2,460+547.5% | $7,339+117.0% |