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| Provider | Service type | Compensation |
|---|---|---|
H. M. PAYSON & CO.7 years Filed as: H.M. PAYSON & CO Service code 26 · EIN 01-0420707 | Advisory (Participants) | $226,006 |
CHARLES SCHWAB & CO., INC.8 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $47,962 |
EP WEALTH ADVISORS LLC2 years Service code 26 · EIN 33-0152539 | Advisory (Participants) | $24,665 |
FIDUCIENT ADVISORS LLC3 years Service code 28 · EIN 36-4001764 | Investment Management | $22,000 |
R M DAVIS INC9 years Filed as: R M DAVIS INC. Service code 26 · EIN 01-0356657 | Advisory (Participants) | $15,750 |
BERRY DUNN10+ years Filed as: BERRY DUNN MCNEIL & PARKER LLC Service code 10 · EIN 01-0523282 | Accounting | $13,920 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO INC Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $1,560 |
Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,604 | $101,672+300.9% | $147,117+177.1% | $74,478+447.3% |
| Participation rate | 98.4% | 75.5%+22.8pp | 82.2%+16.2pp | 67.2%+31.1pp |
| Annual return | 15.61% | 8757.83%-8742.2pp | 420.54%-404.9pp | 1370.56%-1355.0pp |
| Employer contribution / active EE | $11,972 | $3,813+213.9% | $4,932+142.7% | $2,626+355.8% |
| Participant deferral / active EE | $12,657 | $7,305+73.3% | $8,065+56.9% | $4,350+190.9% |
| Admin fee / account holder | $1,119 | $1,753-36.2% | $12,993-91.4% | $1,946-42.5% |