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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,011 | $139,948+44.3% | $121,663+66.0% | $154,746+30.5% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 18.40% | 230.52%-212.1pp | 147.54%-129.1pp | 172.34%-153.9pp |
| Employer contribution / active EE | $11,166 | $3,521+217.1% | $3,020+269.7% | $4,379+155.0% |
| Participant deferral / active EE | $9,688 | $5,629+72.1% | $4,887+98.2% | $6,730+43.9% |
| Admin fee / account holder | $850 | $17,321-95.1% | $14,289-94.1% | $14,365-94.1% |