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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,011 | $132,099+52.9% | $115,599+74.8% | $138,895+45.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 18.40% | 176.76%-158.4pp | 111.10%-92.7pp | 145.39%-127.0pp |
| Employer contribution / active EE | $11,166 | $3,416+226.9% | $2,955+277.8% | $4,194+166.2% |
| Participant deferral / active EE | $9,688 | $5,617+72.5% | $4,889+98.1% | $6,396+51.5% |
| Admin fee / account holder | $850 | $15,650-94.6% | $12,841-93.4% | $12,562-93.2% |