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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,959 | $88,815-97.8% | $81,882-97.6% | $145,897-98.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 8.38% | 1033.75%-1025.4pp | 779.47%-771.1pp | 552.29%-543.9pp |
| Employer contribution / active EE | $631 | $3,086-79.6% | $2,916-78.4% | $4,663-86.5% |
| Participant deferral / active EE | $782 | $4,647-83.2% | $4,323-81.9% | $6,689-88.3% |
| Admin fee / account holder | $743 | $8,434-91.2% | $7,360-89.9% | $13,390-94.5% |