Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,727 | $95,453-15.4% | $112,040-27.9% | $82,448-2.1% |
| Participation rate | 66.7% | 72.8%-6.1pp | 76.5%-9.8pp | 68.1%-1.4pp |
| Annual return | 22.89% | 23.92%-1.0pp | 24.52%-1.6pp | 41.64%-18.7pp |
| Employer contribution / active EE | $2,415 | $2,318+4.2% | $2,954-18.2% | $2,551-5.3% |
| Participant deferral / active EE | $4,716 | $4,224+11.7% | $5,098-7.5% | $4,139+13.9% |
| Admin fee / account holder | $16,620 | $9,013+84.4% | $12,098+37.4% | $7,234+129.7% |