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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,218 | $196,972+84.4% | $182,262+99.3% | $198,609+82.9% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 17.90% | 158.27%-140.4pp | 140.60%-122.7pp | 202.70%-184.8pp |
| Employer contribution / active EE | $4,003 | $5,364-25.4% | $5,046-20.7% | $5,055-20.8% |
| Participant deferral / active EE | $9,216 | $8,643+6.6% | $8,276+11.4% | $6,977+32.1% |
| Admin fee / account holder | $2,830 | $18,429-84.6% | $16,712-83.1% | $19,030-85.1% |