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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,218 | $156,398+132.2% | $147,318+146.6% | $138,895+161.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.90% | 78.75%-60.8pp | 70.43%-52.5pp | 145.39%-127.5pp |
| Employer contribution / active EE | $4,003 | $4,853-17.5% | $4,593-12.8% | $4,194-4.6% |
| Participant deferral / active EE | $9,216 | $8,237+11.9% | $7,906+16.6% | $6,396+44.1% |
| Admin fee / account holder | $2,830 | $14,976-81.1% | $13,708-79.4% | $12,562-77.5% |