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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,223 | $108,942+104.0% | $100,415+121.3% | $145,897+52.3% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.11% | 58.27%-44.2pp | 49.47%-35.4pp | 552.29%-538.2pp |
| Employer contribution / active EE | $843 | $4,422-80.9% | $3,943-78.6% | $4,663-81.9% |
| Participant deferral / active EE | $3,737 | $8,461-55.8% | $8,091-53.8% | $6,689-44.1% |
| Admin fee / account holder | $573 | $9,702-94.1% | $7,906-92.8% | $13,390-95.7% |