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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,635 | $76,407+192.7% | $150,298+48.8% | $82,448+171.2% |
| Participation rate | 92.6% | 66.4%+26.2pp | 77.8%+14.8pp | 68.1%+24.5pp |
| Annual return | 16.69% | 39.99%-23.3pp | 62.79%-46.1pp | 41.64%-25.0pp |
| Employer contribution / active EE | $8,686 | $2,614+232.3% | $4,154+109.1% | $2,551+240.5% |
| Participant deferral / active EE | $6,858 | $3,214+113.3% | $5,453+25.8% | $4,139+65.7% |
| Admin fee / account holder | $2,502 | $6,352-60.6% | $14,116-82.3% | $7,234-65.4% |