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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,716 | $111,535+150.8% | $105,223+165.8% | $137,256+103.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 14.53% | 237.85%-223.3pp | 180.65%-166.1pp | 220.34%-205.8pp |
| Employer contribution / active EE | $2,409 | $3,939-38.9% | $3,689-34.7% | $4,156-42.0% |
| Participant deferral / active EE | $16,387 | $5,500+197.9% | $5,072+223.1% | $6,407+155.8% |
| Admin fee / account holder | $11,405 | $9,721+17.3% | $8,859+28.7% | $12,270-7.1% |