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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,035 | $60,393-40.3% | $81,820-56.0% | $74,429-51.6% |
| Participation rate | 52.9% | 62.9%-10.0pp | 72.4%-19.5pp | 67.2%-14.3pp |
| Annual return | 12.44% | 16.89%-4.4pp | 777.93%-765.5pp | 1368.38%-1355.9pp |
| Employer contribution / active EE | $1,212 | $2,626-53.8% | $2,915-58.4% | $2,625-53.8% |
| Participant deferral / active EE | $1,729 | $3,397-49.1% | $4,323-60.0% | $4,348-60.2% |
| Admin fee / account holder | $1,163 | $1,491-22.0% | $7,391-84.3% | $1,944-40.2% |