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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,035 | $60,504-40.4% | $81,882-56.0% | $74,478-51.6% |
| Participation rate | 52.9% | 62.9%-10.0pp | 72.4%-19.5pp | 67.2%-14.3pp |
| Annual return | 12.44% | 16.91%-4.5pp | 779.47%-767.0pp | 1370.56%-1358.1pp |
| Employer contribution / active EE | $1,212 | $2,627-53.8% | $2,916-58.4% | $2,626-53.8% |
| Participant deferral / active EE | $1,729 | $3,400-49.1% | $4,323-60.0% | $4,350-60.3% |
| Admin fee / account holder | $1,163 | $1,492-22.0% | $7,360-84.2% | $1,946-40.2% |