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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,271,532 | $81,358+1462.9% | $155,556+717.4% | $80,959+1470.6% |
| Participation rate | 1.2% | 66.3%-65.0pp | 78.2%-77.0pp | 67.7%-66.4pp |
| Annual return | 11.07% | 33.39%-22.3pp | 64.84%-53.8pp | 35.67%-24.6pp |
| Employer contribution / active EE | $11,791 | $3,106+279.6% | $4,675+152.2% | $2,757+327.6% |
| Participant deferral / active EE | $13,344 | $3,455+286.2% | $5,631+137.0% | $4,300+210.3% |
| Admin fee / account holder | $29,707,882 | $7,994+371545.5% | $15,885+186919.1% | $6,925+428873.7% |