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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,271,532 | $81,233+1465.3% | $155,567+717.4% | $80,874+1472.2% |
| Participation rate | 1.2% | 66.2%-65.0pp | 78.2%-77.0pp | 67.6%-66.4pp |
| Annual return | 11.07% | 33.33%-22.3pp | 64.74%-53.7pp | 35.62%-24.5pp |
| Employer contribution / active EE | $11,791 | $3,101+280.3% | $4,674+152.3% | $2,756+327.9% |
| Participant deferral / active EE | $13,344 | $3,452+286.5% | $5,628+137.1% | $4,297+210.6% |
| Admin fee / account holder | $29,707,882 | $7,998+371356.7% | $15,916+186548.6% | $6,935+428262.6% |