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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,194 | $102,385-48.0% | $147,080-63.8% | $80,935-34.3% |
| Participation rate | 94.3% | 75.9%+18.4pp | 82.2%+12.1pp | 67.7%+26.6pp |
| Annual return | 11.37% | 135.09%-123.7pp | 420.17%-408.8pp | 35.66%-24.3pp |
| Employer contribution / active EE | $5,614 | $3,717+51.0% | $4,933+13.8% | $2,757+103.6% |
| Participant deferral / active EE | $4,810 | $6,651-27.7% | $8,066-40.4% | $4,299+11.9% |
| Admin fee / account holder | $6,305 | $7,951-20.7% | $12,989-51.5% | $6,924-8.9% |